LexisNexis Telematics Privacy Statement

This privacy statement describes how LexisNexis Risk Solutions Inc. (“LexisNexis”) will collect, use, and share the information gathered through your use of any website or mobile application (“Product”) that posts a link to the privacy policy offered by the LexisNexis customer whose branding appears on the Product (“Customer”). This privacy statement supplements and incorporates by reference the LexisNexis Privacy Policy available at https://risk.lexisnexis.com/corporate/privacy-policy. This privacy statement is not intended to limit any data usage provisions, privacy policies, or terms and conditions that you agree to with the Customer.

Data Collected 

When you register an account for the Product, you will be enrolled in the LexisNexis Telematics program. LexisNexis collects from you the following information: 

• Contact details, including your name, email address and mobile phone number;
• Authentication details, including password;
• Driver's license information, including date of birth; and
• Vehicle information, including Vehicle Identification Number (VIN), make, model, and model year.

LexisNexis collects data about how your vehicle is being operated, including:

• Trip information, such as trip start and end date and time; 
• Miles traveled;
• Speed, acceleration, deceleration and braking data;
• Road surface information; 
• Location and directional information; and 
• Mobile device usage information, such whether the hands-free feature was used or texts were sent during a trip. 

You will also be automatically opted in to trip recording. You can turn off trip recording at any time through your Product.

If a LexisNexis Telematics OBD-II device is installed in your vehicle, the device will collect and transmit to the Product: 

• Whether the vehicle is on or off; and
• Whether the device is plugged into the OBD-II port or unplugged.

All of the above information is collectively referred to herein as “your Telematics Data". 

Use of Your Data 

LexisNexis will use your Telematics Data to allow you to obtain levels of achievement and badges through the Product. When you obtain certain levels of achievement and badges, you may receive from the Customer certain discounts, coupons, and other promotions. Further information regarding levels of achievement, badges, and promotions is set out in our Licensed Product End User License Agreement.

LexisNexis will use your Telematics Data to provide support, evaluate, customize and improve the LexisNexis Telematics program; notify you about changes or updates; and respond to your requests, inquiries and concerns. 

LexisNexis may also use your Telematics Data for statistical and research analysis; to improve or develop other products, services and benefits; to comply with legal obligations, resolve disputes and enforce agreements; and in other ways if and to the extent you have expressly consented. 

The LexisNexis Telematics program may use Google Analytics to analyze usage. Google Analytics uses a set of cookies to collect information and report usage statistics without personally identifying individual users to Google. More information on Google Analytics is available at: “How Google uses data when you use our partners' sites or apps” located at www.google.com/policies/privacy/partners/.

Disclosure of Your Data 

When you register an account for the Product, you will have the option to receive insurance quotes. If you agree to this option, LexisNexis will use your Telematics Data to create a driving score in order to provide you with offers for potential insurance coverage from Insurance Providers (“Driving Score”). LexisNexis will share your name, email address, phone number (if you supply it), and Driving Score with insurance companies (“Insurance Providers”) in order to provide you with a quote for insurance coverage, for insurance programs, including but not limited to the underwriting of insurance under 15 U.S.C. § 1681-1681y, and for related purposes as described in such Insurance Providers' own privacy policies. The Insurance Providers may provide your information to their own service providers in order to generate a quote and other information relevant to insurance policies, and the Insurance Providers may use the information to contact you directly (including by the phone number you provide if you select that option) regarding their insurance products. You can revoke your authorization for insurance quotes through your Product settings, although you may still receive insurance quotes related to data already shared. Please review such Insurance Providers' privacy policies for more information about their data practices. 

Your Telematics Data also may be shared with LexisNexis' affiliates, suppliers and service providers to provide technology, customer service, research, marketing, communications and other support for the LexisNexis Telematics program. 

Information about your driving habits derived from the Telematics Data will be visible to all drivers on your insurance policy who are enrolled in the LexisNexis Telematics program and may be disclosed to the parents or guardians of those drivers who are minors. If you create a leaderboard profile, your levels of achievement, badges, and profile leaderboard alias name will be publicly displayed to other registered users of the Product, so please do not provide personal information or images that you would not want to be public. You can turn off public display of your levels of achievement, badges and profile leaderboard alias through your Product settings.

Your Telematics Data may be shared with other third parties for purposes other than as described in this privacy statement with your consent. 

LexisNexis also may need to disclose your Telematics Data: 

• to the Customer or its service providers or partners for use in accordance with the Customer's own privacy policy, which is available at https://lnt-us.mymobilitycoach.com/documents/privacy/carrier/;
• to respond to or comply with any law, regulation, subpoena, court order or other legal obligation;
• to enforce and protect its rights and properties;
• to detect, investigate and help prevent security threats, fraud or other malicious activity;
• to protect the rights, property or safety of its users, employees or others; or
• if LexisNexis, the Customer, the LexisNexis Telematics program or a related asset or line of business is acquired by, transferred to or merged with another company.

Security 

LexisNexis uses a variety of administrative, physical and technical security measures, including encryption and secure deletion technologies, intended to safeguard your Telematics Data. 

Changes 

We may change this privacy statement from time to time. Any changes will be posted on this page with an updated revision date. 

Contact 

If you have any questions, comments or requests regarding this privacy statement or the processing of your Telematics Data, please contact: 

Privacy Manager

LexisNexis Risk Solutions Inc.

1000 Alderman Drive

Alpharetta, Georgia 30005

USA

Last updated:6.20.23